Free tool · T-03
Rent vs Buy Calculator
The whole rent-or-buy question is one line of arithmetic that showrooms rarely put in front of you. Enter the real prices you have been quoted and the months your care team expects, and read the answer.
Renting costs about $1,200 less for 6 months
Renting for 6 months: $1,800 all-in. Buying: $3,000. The break-even sits at about 11 months: shorter than that and renting wins, longer and buying starts to.
The honest caveat: recoveries do not follow spreadsheets. If the months are genuinely uncertain, renting also buys flexibility, and many providers credit some rental toward a later purchase. Ask; it changes the math.
MONTH 03Rent paid: $1,050
MONTH 06Rent paid: $1,800
MONTH 09Rent paid: $2,550
MONTH 12Rent paid: $3,300 (past the buy price)
MONTH 18Rent paid: $4,800 (past the buy price)
MONTH 24Rent paid: $6,300 (past the buy price)
BUY$3,000 once
Get your free access planWe run this math for every piece of equipment in your plan.